1st Advantage MortgageLast updated: October 26, 2026 (draft pending compliance review)
These Terms of Use govern your use of carolinadscrloans.com (the "Site"), operated by 1st Advantage Mortgage Broker LLC (d/b/a 1st Advantage Mortgage), 128 S Tryon St Suite 1933, Charlotte, NC 28202, Company NMLS #2468711. By using the Site you agree to these terms.
Information only, not an offer
The Site provides general information about DSCR loans. Nothing on the Site is an offer or a commitment to lend, a rate quote, a loan estimate or financial, legal, tax or accounting advice. All loans are subject to credit approval, property appraisal and program eligibility. Rates, terms and program availability are subject to change without notice.
Business-purpose loans only
DSCR loans are business-purpose loans for investment property. They are not available for a primary residence or for personal, family or household purposes.
Calculators and estimates
Calculator results and illustrative examples are estimates only and depend on the inputs you provide. Example rates, prices, rents and ratios shown on the Site are for illustration, are not market data, and are not current or offered rates. Actual terms depend on the lender, your credit, the property and other factors.
Third-party and local rules
Information about local rules, taxes, insurance and short-term rentals is general and may be incomplete or out of date. Confirm requirements with the relevant local authority, an attorney, a tax professional and an insurance agent before you rely on them.
Your submissions
If you submit a quote request, you represent that the information is accurate and that you are authorized to provide it. Submitting a form does not create a loan application, an engagement or a lending commitment.
Intellectual property
The Site's content, design and marks belong to 1st Advantage Mortgage Broker LLC or its licensors. You may view and print pages for personal, non-commercial use. You may not copy, scrape or republish the Site without permission.
Disclaimers and limits of liability
The Site is provided "as is" without warranties of any kind, to the extent permitted by law. To the extent permitted by law, we are not liable for damages arising from your use of the Site or reliance on its content.
Links
The Site links to other sites, including firstadvantagemortgage.com and NMLS Consumer Access. We do not control other sites and are not responsible for their content.
Governing law
These terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law rules.
Changes and contact
We may update these terms by posting a new date. Questions: sales@firstadvantagemortgage.com or 704-343-8681. See also our Privacy Policy and Disclosures.