1st Advantage MortgageCompany and licensing
1st Advantage Mortgage Broker LLC (d/b/a 1st Advantage Mortgage) is an Equal Housing Lender. Company NMLS #2468711. Licensed in NC, SC, TX, FL, VA and PA. 128 S Tryon St Suite 1933, Charlotte, NC 28202. 704-343-8681. Verify our license on NMLS Consumer Access.
Not a commitment to lend
This is not a commitment to lend. All loans are subject to credit approval, property appraisal and program eligibility. Rates, terms and program availability are subject to change without notice. Calculator results are estimates only and do not constitute a loan offer or quote.
DSCR loans are for investment property
DSCR loans are business-purpose loans for non-owner-occupied investment property. They are not available for a primary residence. Loan programs, minimums and guidelines described on this Site are general guidance, vary by lender and may change. Some programs may not be available in every area or for every property.
Examples are illustrations
Prices, rents, taxes, insurance amounts, interest rates and ratios used in examples, scenario tables and the calculator's prefilled values are hypothetical. They are not market data, current rates, an offer or a quote.
Prepayment penalties
Many DSCR loans carry a prepayment penalty. The terms vary by lender and program. Ask for the schedule in writing before you lock a loan.
No legal, tax or insurance advice
We do not provide legal, tax, accounting or insurance advice. Consult a qualified professional about entity structure, taxes, local rental rules and insurance.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Act and Equal Credit Opportunity Act.
Government affiliation
This website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
Calls and texts
By checking the consent boxes on our form you agree to be contacted as described there and in our Privacy Policy. Consent is not required to apply for a loan or to use this website. Message frequency varies. Message and data rates may apply. Reply STOP to cancel and HELP for help.
Company privacy notice
See the 1st Advantage Mortgage privacy notice and our site Privacy Policy.